Tri Counties Bank Cash Rewards Platinum
Tri Counties Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Tri Counties Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Tri Counties Bank Cash Rewards Platinum from Tri Counties Bank earns up to 1% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: New card holders earn 10,000 bonus points for $500 in purchases during first 90 days..
- Top category
- Dining
- Effective value
- 1%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1% back. The welcome bonus can help if you can meet the spend requirement.
What does the Tri Counties Bank Cash Rewards Platinum earn in each category?
Dining is the strongest category at 1% effective value (1% back). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Tri Counties Bank Cash Rewards Platinum compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1% effective value (1% back). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Tri Counties Bank Cash Rewards Platinum compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% Top category |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Tri Counties Bank Cash Rewards Platinum?
The Tri Counties Bank Cash Rewards Platinum fits spenders who put meaningful volume in dining and can earn 1% back. Best for spenders who put meaningful volume in dining and can earn 1% back. The welcome bonus can help if you can meet the spend requirement.
Tri Counties Bank Cash Rewards Platinum fits spenders who put meaningful volume in dining and can earn 1% back. Madeen ranks its dining effective rate higher than about 2% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1% back. The welcome bonus can help if you can meet the spend requirement.
Foreign transaction fees make it weaker for international spend. Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 1% effective (1% back).
- No annual fee in our catalog snapshot.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Charges $1 foreign transaction fees.
What is the Tri Counties Bank Cash Rewards Platinum welcome bonus?
In Madeen's catalog snapshot, the Tri Counties Bank Cash Rewards Platinum welcome offer is New card holders earn 10,000 bonus points for $500 in purchases during first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 10k Nusenda Rewards (~$100 estimated)
- Terms (catalog snapshot)
- New card holders earn 10,000 bonus points for $500 in purchases during first 90 days.
- Minimum spend
- $500
- Window
- 90Days
Does the Tri Counties Bank Cash Rewards Platinum have an annual fee?
The Tri Counties Bank Cash Rewards Platinum has an annual fee of $0 and a foreign transaction fee of $1. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $1
Related encyclopedia topics
Common questions about the Tri Counties Bank Cash Rewards Platinum
Does the Tri Counties Bank Cash Rewards Platinum have an annual fee?
The Tri Counties Bank Cash Rewards Platinum carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Tri Counties Bank Cash Rewards Platinum?
Dining is the strongest Madeen category for the Tri Counties Bank Cash Rewards Platinum at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Tri Counties Bank Cash Rewards Platinum charge foreign transaction fees?
The Tri Counties Bank Cash Rewards Platinum charges a foreign transaction fee of $1 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What is the Tri Counties Bank Cash Rewards Platinum welcome bonus?
The Tri Counties Bank Cash Rewards Platinum welcome offer in our snapshot: New card holders earn 10,000 bonus points for $500 in purchases during first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Tri Counties Bank Cash Rewards Platinum?
Madeen's catalog lists a typical credit range of Good to Excellent for the Tri Counties Bank Cash Rewards Platinum. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Tri Counties Bank Cash Rewards Platinum?
Rewards on the Tri Counties Bank Cash Rewards Platinum post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Tri Counties Bank Cash Rewards Platinum compare to similar cards?
Compare the Tri Counties Bank Cash Rewards Platinum against Tri Counties Bank Platinum Edition (1.5% on Dining, $0 fee); Tri Counties Bank Visa Business Platinum (1.5% on Dining, $0 fee); Tri Counties Bank Rewards Platinum (1% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Tri Counties Bank Cash Rewards Platinum This card | Dining | 1% | $0 |
Tri Counties Bank | Dining | 1.5% | $0 |
Tri Counties Bank | Dining | 1.5% | $0 |
Tri Counties Bank | Dining | 1% | $0 |
Tri Counties Bank | Dining | 0% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Tri Counties Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Tri Counties Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure