Space Coast Credit Union Visa Signature®
Space Coast Credit Union and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Space Coast Credit Union. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Space Coast Credit Union Visa Signature® from Space Coast Credit Union earns up to 3% effective value on grocery in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Grocery
- Effective value
- 3%
- Annual fee
- $0
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in grocery and can earn 3% back.
What does the Space Coast Credit Union Visa Signature earn in each category?
Grocery is the strongest category at 3% effective value (3% back). That grocery rate ranks higher than about 97% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Space Coast Credit Union Visa Signature compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight other entertainment at 3x.
Grocery is the strongest category at 3% effective value (3% back). That grocery rate ranks higher than about 97% of the 2,855 cards we track in that category. The five-category effective-rate table on this page shows how Space Coast Credit Union Visa Signature compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2% back | 2% |
| Grocery Supermarkets and grocery stores | 3% back | 3% Top category |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Space Coast Credit Union Visa Signature reward caps and conditions?
The Space Coast Credit Union Visa Signature has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 2 points at restaurants
- 3 points for groceries
Who should get the Space Coast Credit Union Visa Signature?
The Space Coast Credit Union Visa Signature fits spenders who put meaningful volume in grocery and can earn 3% back. Best for spenders who put meaningful volume in grocery and can earn 3% back.
Space Coast Credit Union Visa Signature fits spenders who put meaningful volume in grocery and can earn 3% back. Madeen ranks its grocery effective rate higher than about 97% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 3% back.
Foreign transaction fees make it weaker for international spend.
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is grocery at about 3% effective (3% back).
- That grocery rate ranks higher than about 97% of cards we track in the category.
- No annual fee in our catalog snapshot.
Cons
- Charges $1 foreign transaction fees.
Does the Space Coast Credit Union Visa Signature have an annual fee?
The Space Coast Credit Union Visa Signature has an annual fee of $0 and a foreign transaction fee of $1. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $1
What benefits come with the Space Coast Credit Union Visa Signature?
The Space Coast Credit Union Visa Signature includes Booking.com, Credit Score, Dovly Uplift™ in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Global Entry Statement Credit
$120/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Priority Pass airport lounge access
$99/yrEnjoy access to over 1,700 airport lounges and experiences around the globe.
Roadside Assistance
$50/yrCredit Score
$25/yrFree FICO® Score
Identity Protection
$25/yrID Navigator Powered by NortonLifeLock
Travel and Emergency Assistance
$25/yrGolf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Stay connected in over 175 countries
$10/yrEligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
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Common questions about the Space Coast Credit Union Visa Signature
Where do cardholders spend most with the Space Coast Credit Union Visa Signature?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on other entertainment (3x), sporting events amusement parks and museums (3x), groceries (3x) for the Space Coast Credit Union Visa Signature. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Space Coast Credit Union Visa Signature have an annual fee?
The Space Coast Credit Union Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Space Coast Credit Union Visa Signature?
Grocery is the strongest Madeen category for the Space Coast Credit Union Visa Signature at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Space Coast Credit Union Visa Signature charge foreign transaction fees?
The Space Coast Credit Union Visa Signature charges a foreign transaction fee of $1 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What credit score do you need for the Space Coast Credit Union Visa Signature?
Madeen's catalog lists a typical credit range of Good for the Space Coast Credit Union Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Space Coast Credit Union Visa Signature?
Rewards on the Space Coast Credit Union Visa Signature post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Space Coast Credit Union Visa Signature compare to similar cards?
Compare the Space Coast Credit Union Visa Signature against Space Coast Credit Union Visa Platinum (2% on Other, $0 fee); Space Coast Credit Union Visa Low Rate (0% on Dining, $0 fee); Space Coast Credit Union Visa Student (0% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Space Coast Credit Union Visa Signature This card | Grocery | 3% | $0 |
Space Coast Credit Union | Other | 2% | $0 |
Space Coast Credit Union | Dining | 0% | $0 |
Space Coast Credit Union | Dining | 0% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for grocery spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Space Coast Credit Union and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Space Coast Credit Union. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure