Nibbles Pet Rewards Credit Card
Lead Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Lead Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Nibbles Pet Rewards Credit Card from Lead Bank earns up to 1% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 1%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1x points.
What does the Nibbles Pet Rewards Credit Card earn in each category?
Dining is the strongest category at 1% effective value (1x points at about 1 cents each). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Nibbles Pet Rewards Credit Card compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.
Dining is the strongest category at 1% effective value (1x points at about 1 cents each). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Nibbles Pet Rewards Credit Card compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% Top category |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values Nibbles Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Nibbles Pet Rewards Credit Card?
The Nibbles Pet Rewards Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Best for spenders who put meaningful volume in dining and can earn 1x points.
Nibbles Pet Rewards Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Madeen ranks its dining effective rate higher than about 2% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x points.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 1% effective (1x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Nibbles Rewards value depends on how you redeem, not straight cash back.
Does the Nibbles Pet Rewards Credit Card have an annual fee?
The Nibbles Pet Rewards Credit Card has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Nibbles Pet Rewards Credit Card?
The Nibbles Pet Rewards Credit Card includes Prescription Rx Coverage, Global emergency services, HealthLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
Prescription Rx Coverage
$25/yrCovers 950+ medications to treat your pet’s injury or illness at home.
Pet Insurance Policy
$10/yrBuilt-in pet insurance policy with up to $10K in accident and illness coverage for one pet</li><li>Unlimited 3x rewards on pet stores, pet services, and at any licensed vet
Global emergency services
$10/yrCall 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
$10/yrEnjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Mastercard ID Theft Protection
$10/yrMonitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard Music and Entertainment Access benefit
$10/yrMastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Protection wherever you shop
$10/yrWith Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Physical Therapy
Get your pet back on their paws quickly
Vet Visits & Exam Fees
Added to 50%+ of customer’s plans. Covers exam fees related to accidents & illnesses.
Wellness Plan (Preventative)
A reimbursement plan that pays you back for flea meds, vaccines, teeth cleanings, & more.
Related encyclopedia topics
Common questions about the Nibbles Pet Rewards Credit Card
Where do cardholders spend most with the Nibbles Pet Rewards Credit Card?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on pet supplies (3x) for the Nibbles Pet Rewards Credit Card. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Nibbles Pet Rewards Credit Card have an annual fee?
The Nibbles Pet Rewards Credit Card carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Nibbles Pet Rewards Credit Card?
Dining is the strongest Madeen category for the Nibbles Pet Rewards Credit Card at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Nibbles Pet Rewards Credit Card charge foreign transaction fees?
The Nibbles Pet Rewards Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the Nibbles Pet Rewards Credit Card?
Madeen's catalog lists a typical credit range of Good for the Nibbles Pet Rewards Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Nibbles Pet Rewards Credit Card?
Rewards on the Nibbles Pet Rewards Credit Card post as Nibbles Rewards. Redemption value depends on how you use Nibbles Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Nibbles Pet Rewards Credit Card compare to similar cards?
Compare the Nibbles Pet Rewards Credit Card against Self Plus (0% on Dining, $35 fee); Self Visa (0% on Dining, $25 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
Related Madeen guides
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Lead Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Lead Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure