Fifth Third 1.67% Cash/Back
Fifth Third Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Fifth Third Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Fifth Third 1.67% Cash/Back from Fifth Third Bank earns up to 1.7% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 1.7%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1.7% back.
What does the Fifth Third 1.67% Cash/Back earn in each category?
Dining is the strongest category at 1.7% effective value (1.7% back). That dining rate ranks higher than about 59% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Fifth Third 1.67% Cash/Back compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1.7% effective value (1.7% back). That dining rate ranks higher than about 59% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Fifth Third 1.67% Cash/Back compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1.7% back | 1.7% Top category |
| Grocery Supermarkets and grocery stores | 1.7% back | 1.7% |
| Gas Gas stations and fuel | 1.7% back | 1.7% |
| Travel Flights, hotels, transit | 1.7% back | 1.7% |
| Other General everyday spend | 1.7% back | 1.7% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Fifth Third 1.67% Cash/Back?
The Fifth Third 1.67% Cash/Back fits spenders who put meaningful volume in dining and can earn 1.7% back. Best for spenders who put meaningful volume in dining and can earn 1.7% back.
Fifth Third 1.67% Cash/Back fits spenders who put meaningful volume in dining and can earn 1.7% back. Madeen ranks its dining effective rate higher than about 59% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1.7% back.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 1.7% effective (1.7% back).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Compare simpler no-fee cards if you want minimum complexity.
Does the Fifth Third 1.67% Cash/Back have an annual fee?
The Fifth Third 1.67% Cash/Back has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Fifth Third 1.67% Cash/Back?
The Fifth Third 1.67% Cash/Back includes Cell Phone Protection, Global emergency services, HealthLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Cell Phone Protection
$7,200/yrReimbursement for the actual cost to replace or repair a Stolen or damaged Eligible Cellular Wireless Telephone
Lyft
$1,440/yrMore rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer expires 1/31/2027.
Mastercard Transit Benefit
$200/yrSave when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
World Elite Concierge
$150/yrComplimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Instacart
$140/yrGroceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
Priority Pass
$99/yrGet access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.
Peacock
$36/yrGet $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2027.1
Mastercard ID Theft Protection
$10/yrIf someone steals your identity, you’ll get resolution service assistance to help restore you to the good standing that you had prior to the violation.
Global emergency services
$10/yrCall 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
$10/yrEnroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Mastercard Golf
$10/yrGet exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Mastercard ID Theft Protection
$10/yrMonitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Related encyclopedia topics
Common questions about the Fifth Third 1.67% Cash/Back
Does the Fifth Third 1.67% Cash/Back have an annual fee?
The Fifth Third 1.67% Cash/Back carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Fifth Third 1.67% Cash/Back?
Dining is the strongest Madeen category for the Fifth Third 1.67% Cash/Back at about 1.7% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Fifth Third 1.67% Cash/Back charge foreign transaction fees?
The Fifth Third 1.67% Cash/Back does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What credit score do you need for the Fifth Third 1.67% Cash/Back?
Madeen's catalog lists a typical credit range of Good for the Fifth Third 1.67% Cash/Back. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Fifth Third 1.67% Cash/Back?
Rewards on the Fifth Third 1.67% Cash/Back post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the Fifth Third 1.67% Cash/Back?
To maximize the Fifth Third 1.67% Cash/Back, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
How does the Fifth Third 1.67% Cash/Back compare to similar cards?
Compare the Fifth Third 1.67% Cash/Back against TRIO (3% on Dining, $0 fee); TRIO Preferred (3% on Dining, $0 fee); Fifth Third Preferred Cash/Back (2% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Fifth Third 1.67% Cash/Back This card | Dining | 1.7% | $0 |
Fifth Third Bank | Dining | 3% | $0 |
Fifth Third Bank | Dining | 3% | $0 |
Fifth Third Bank | Dining | 2% | $0 |
Fifth Third Bank | Dining | 1% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Fifth Third Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Fifth Third Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure