Credit One Platinum E3 Visa
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How we calculate effective rate →
The Credit One Platinum E3 Visa from Credit One earns up to 3% effective value on other in Madeen's catalog snapshot. Its annual fee is $99.
- Top category
- Other
- Effective value
- 3%
- Annual fee
- $99
Best for other-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in other and can earn 3% back.
What does the Credit One Platinum E3 Visa earn in each category?
Other is the strongest category at 3% effective value (3% back). That other rate ranks higher than about 92% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Credit One Platinum E3 Visa compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight music and audio at 3x.
Other is the strongest category at 3% effective value (3% back). That other rate ranks higher than about 92% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Credit One Platinum E3 Visa compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 3% back | 3% Top category |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Credit One Platinum E3 Visa reward caps and conditions?
The Credit One Platinum E3 Visa has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- 3% cash back rewards on popular streaming services
Who should get the Credit One Platinum E3 Visa?
The Credit One Platinum E3 Visa fits spenders who put meaningful volume in other and can earn 3% back. Best for spenders who put meaningful volume in other and can earn 3% back.
Credit One Platinum E3 Visa fits spenders who put meaningful volume in other and can earn 3% back. Madeen ranks its other effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in other and can earn 3% back.
Foreign transaction fees make it weaker for international spend.
Best for other-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is other at about 3% effective (3% back).
- That other rate ranks higher than about 92% of cards we track in the category.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Charges $3 foreign transaction fees.
Does the Credit One Platinum E3 Visa have an annual fee?
The Credit One Platinum E3 Visa has an annual fee of $99 and a foreign transaction fee of $3. Confirm current fees on the issuer page before applying.
- Annual fee
- $99
- Foreign transaction fee
- $3
What benefits come with the Credit One Platinum E3 Visa?
The Credit One Platinum E3 Visa includes Booking.com, Dovly Uplift™, FICO Credit Score in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Roadside Dispatch®
$1,000/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
FICO Credit Score
$25/yrFree Online Access to credit score
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Related encyclopedia topics
Common questions about the Credit One Platinum E3 Visa
Where do cardholders spend most with the Credit One Platinum E3 Visa?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on music and audio (3x), other entertainment (3x), sporting events amusement parks and museums (3x) for the Credit One Platinum E3 Visa. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Credit One Platinum E3 Visa have an annual fee?
The Credit One Platinum E3 Visa carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Credit One Platinum E3 Visa?
Other is the strongest Madeen category for the Credit One Platinum E3 Visa at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Credit One Platinum E3 Visa charge foreign transaction fees?
The Credit One Platinum E3 Visa charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
Is the Credit One Platinum E3 Visa annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in other and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the Credit One Platinum E3 Visa?
Madeen's catalog lists a typical credit range of No Credit History / Rebuilding for the Credit One Platinum E3 Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Credit One Platinum E3 Visa compare to similar cards?
Compare the Credit One Platinum E3 Visa against Credit One Bank Wander American Express (5% on Dining, $95 fee); Credit One Bank Platinum X5 Visa Signature (5% on Grocery, $95 fee); Credit One Bank Platinum Rewards Visa with No Annual Fee (2% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Credit One Platinum E3 Visa This card | Other | 3% | $99 |
| Dining | 5% | $95 | |
| Grocery | 5% | $95 | |
| Grocery | 2% | $0 | |
Credit One | Dining | 1% | $39 |
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Credit One and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Credit One. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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