Capital One

Quicksilver Rewards for Good Credit

Capital One and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Capital One. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Quicksilver Rewards for Good Credit1.5%
Dining at 1.5%No annual feeNo foreign transaction fee
Top 35% for Dining
Highest earn rate in Dining at 1.5% effective value

The Quicksilver Rewards for Good Credit from Capital One earns up to 1.5% effective value on dining in Madeen's catalog snapshot. It has no annual fee.

Top category
Dining
Effective value
1.5%
Annual fee
$0
Quicksilver Rewards for Good Credit card art

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1.5% back.

Madeen analysis

What does the Quicksilver Rewards for Good Credit earn in each category?

Dining is the strongest category at 1.5% effective value (1.5% back). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Quicksilver Rewards for Good Credit compares across dining, grocery, gas, travel, and other spend.

Dining is the strongest category at 1.5% effective value (1.5% back). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Quicksilver Rewards for Good Credit compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1.5% back 1.5% Top category
Grocery
Supermarkets and grocery stores
1.5% back 1.5%
Gas
Gas stations and fuel
1.5% back 1.5%
Travel
Flights, hotels, transit
1.5% back 1.5%
Other
General everyday spend
1.5% back 1.5%

Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Quicksilver Rewards for Good Credit?

The Quicksilver Rewards for Good Credit fits spenders who put meaningful volume in dining and can earn 1.5% back. Best for spenders who put meaningful volume in dining and can earn 1.5% back.

Quicksilver Rewards for Good Credit fits spenders who put meaningful volume in dining and can earn 1.5% back. Madeen ranks its dining effective rate higher than about 35% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 1.5% back.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is dining at about 1.5% effective (1.5% back).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.

Cons

  • Compare simpler no-fee cards if you want minimum complexity.
Fees

Does the Quicksilver Rewards for Good Credit have an annual fee?

The Quicksilver Rewards for Good Credit has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$0
Foreign transaction fee
None
Benefits

What benefits come with the Quicksilver Rewards for Good Credit?

The Quicksilver Rewards for Good Credit includes Capital One Dining, Capital One Entertainment, Capital One Travel in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value$13,640
All catalog benefits valued
  • Extended Warranty

    $10,000/yr

    You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

    How we value this

    Statement credit face value from issuer terms — $10000 face value (annualized from issuer terms).

  • Travel Accident Insurance

    $3,000/yr

    Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

    How we value this

    Statement credit face value from issuer terms — $3000 face value (annualized from issuer terms).

  • Mastercard Transit Benefit

    $200/yr

    Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.

    Standard Mastercard
    How we value this

    Statement credit face value from issuer terms — $200 face value (annualized from issuer terms). Card-specific overrides recommended where amounts differ.

  • Complimentary Concierge Service

    $150/yr

    Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

    How we value this

    Premium concierge service — editorial expected value $150/yr (not lounge-access proxy).

  • Instacart

    $140/yr

    Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.

    Standard Mastercard
    How we value this

    Statement credit face value from issuer terms — $140/yr annual face value.

  • Capital One Dining

    $25/yr

    Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • Capital One Entertainment

    $25/yr

    Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • Capital One Travel

    $25/yr

    Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • CreditWise®

    $25/yr

    Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • Global emergency services

    $10/yr

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • HealthLock

    $10/yr

    Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Mastercard ID Theft Protection

    $10/yr

    Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

Common questions about the Quicksilver Rewards for Good Credit

Does the Quicksilver Rewards for Good Credit have an annual fee?

The Quicksilver Rewards for Good Credit carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Quicksilver Rewards for Good Credit?

Dining is the strongest Madeen category for the Quicksilver Rewards for Good Credit at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Quicksilver Rewards for Good Credit charge foreign transaction fees?

The Quicksilver Rewards for Good Credit does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What credit score do you need for the Quicksilver Rewards for Good Credit?

Madeen's catalog lists a typical credit range of Good for the Quicksilver Rewards for Good Credit. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

How do you redeem rewards on the Quicksilver Rewards for Good Credit?

Rewards on the Quicksilver Rewards for Good Credit post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.

How do I maximize rewards on the Quicksilver Rewards for Good Credit?

To maximize the Quicksilver Rewards for Good Credit, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.

Compare

How does the Quicksilver Rewards for Good Credit compare to similar cards?

Compare the Quicksilver Rewards for Good Credit against Pottery Barn Key Rewards Visa (4% on Dining, $0 fee); SavorOne Dining Rewards (4% on Dining, $95 fee); The Key Rewards Visa (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Quicksilver Rewards for Good Credit
This card
Dining1.5%$0
Dining4%$0
Dining4%$95
Dining4%$0
Dining4%$0
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Merchants

Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Data source Madeen catalog analysis

Capital One and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Capital One. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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