Virgin Atlantic World Elite Mastercard®
Bank of America and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Bank of America. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Virgin Atlantic World Elite Mastercard® from Bank of America earns up to 2.1% effective value on dining in Madeen's catalog snapshot. Its annual fee is $90.
- Top category
- Dining
- Effective value
- 2.1%
- Annual fee
- $90
Best for dining-heavy spend when the $90 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 1.5x miles.
What does the Virgin Atlantic World Elite Mastercard earn in each category?
Dining is the strongest category at 2.1% effective value (1.5x miles at about 1.4 cents each). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Virgin Atlantic World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 2.1% effective value (1.5x miles at about 1.4 cents each). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Virgin Atlantic World Elite Mastercard compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1.5x miles | 2.1% Top category |
| Grocery Supermarkets and grocery stores | 1.5x miles | 2.1% |
| Gas Gas stations and fuel | 1.5x miles | 2.1% |
| Travel Flights, hotels, transit | 1.5x miles | 2.1% |
| Other General everyday spend | 1.5x miles | 2.1% |
Madeen values Virgin Atlantic FlyingClub at about 1.4 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Virgin Atlantic World Elite Mastercard?
The Virgin Atlantic World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1.5x miles. Best for spenders who put meaningful volume in dining and can earn 1.5x miles.
Virgin Atlantic World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 1.5x miles. Madeen ranks its dining effective rate higher than about 80% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1.5x miles.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when the $90 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 2.1% effective (1.5x miles).
- That dining rate ranks higher than about 80% of cards we track in the category.
- No foreign transaction fee listed.
Cons
- $90 annual fee requires enough spend in bonus categories to offset.
- Virgin Atlantic FlyingClub value depends on how you redeem, not straight cash back.
Does the Virgin Atlantic World Elite Mastercard have an annual fee?
The Virgin Atlantic World Elite Mastercard has an annual fee of $90 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $90
- Foreign transaction fee
- None
Related encyclopedia topics
Common questions about the Virgin Atlantic World Elite Mastercard
Does the Virgin Atlantic World Elite Mastercard have an annual fee?
The Virgin Atlantic World Elite Mastercard carries an annual fee of $90 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Virgin Atlantic World Elite Mastercard?
Dining is the strongest Madeen category for the Virgin Atlantic World Elite Mastercard at about 2.1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Virgin Atlantic World Elite Mastercard charge foreign transaction fees?
The Virgin Atlantic World Elite Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
Is the Virgin Atlantic World Elite Mastercard annual fee worth it?
Whether the $90 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the Virgin Atlantic World Elite Mastercard?
Madeen's catalog lists a typical credit range of Good for the Virgin Atlantic World Elite Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Virgin Atlantic World Elite Mastercard?
Rewards on the Virgin Atlantic World Elite Mastercard post as Virgin Atlantic FlyingClub. Redemption value depends on how you use Virgin Atlantic FlyingClub (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How does the Virgin Atlantic World Elite Mastercard compare to similar cards?
Compare the Virgin Atlantic World Elite Mastercard against AMSA Customized Cash Rewards Card (3% on Dining, $0 fee); Bank of America Customized Cash Rewards (3% on Dining, $0 fee); Bank of America Customized Cash Rewards for Students (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Virgin Atlantic World Elite Mastercard This card | Dining | 2.1% | $90 |
Bank of America | Dining | 3% | $0 |
Bank of America | Dining | 3% | $0 |
Bank of America | Dining | 3% | $0 |
Bank of America | Dining | 3% | $0 |
Related Madeen guides
Related cards
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Bank of America and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Bank of America. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure